A Luncheon Seminar conducted by Jan W. Tanner Vice President, International Department Hibernia National Bank Wednesday, January 26 12:00 Noon - 2:00 p.m. (light lunch served at 11:30 a.m.) Suite 2900, World Trade Center (Free validated parking in the WTC Garage)

Topics Include:

• Where is the payment risk on international transactions and should you take it?
• How should you pay or be paid?
• U.S. dollars or foreign currency?

Jan W. Tanner is responsible for the marketing of international products to companies throughout the Hibernia footprint; for the administration of the Bank’s export programs; for training programs given internally and externally; and for international correspondent banking. Since joining Hibernia in 1989, Ms. Tanner has regularly served as a seminar speaker for numerous organizations, including the American Management Association, the World Trade Center, and the Louisiana Center for International Trade. She also speaks at major universities in Louisiana and has participated in the A. B. Freeman School of Business "Executive Speaker Series". She also frequently speaks throughout the region at seminars for importers and exporters sponsored by local Chambers of Commerce, the Small Business Administration and the U. S. Department of Commerce.

After attending the University of South Alabama in Mobile, Ms. Tanner completed advanced training at the Alabama Banking School. She completed the U.S. Council on International Banking Operations School, the American Graduate School of International Management "International Markets and Strategies" training, the Export-Import Bank Delegated Lender program, and Hibernia’s credit training program. She holds four diplomas from the American Institute of Banking and has attended numerous training programs related to the field of international trade and finance.